The Loan

A frog went into the local bank and hopped up into a chair at the desk of Patty Black, the new loan officer.

"Well, Mr. Frog, what can I do for you?"

The frog answered, " I'm here to apply for a loan."

Miss Black knew that the frog was not eligible for a loan but decided to humor him anyway. "Very well, let's fill out the papers. Your name?"

"Mr. Frog."

"Mr. Frog, in order to obtain a loan, you must have collateral."

The frog reached into his vest pocket and took out a tiny cup and a tiny saucer. "Here you are. Take these to your supervisor, and I'm sure he will OK the loan."

Miss Black went into her supervisor's office and said, "there's a frog at my desk asking for a loan, and he handed me this for collateral. What is it anyway?"

The supervisor said, "It's a knick-knack, Patty Black, give the frog a loan."